Unit V: IT Enabled Services & Digital Financial Tools

Course: Fundamentals of Information Technology
Code: CADSC101

Table of Contents

Using E-mails and Structure

Electronic Mail (E-mail) is a method of exchanging messages between people using electronic devices via the internet.

Structure of an E-mail

Social Networking & Blogs

Platforms that facilitate the creation and sharing of information, ideas, and interests via virtual communities.

E-commerce and Netiquettes

E-commerce: The buying and selling of goods and services, or the transmitting of funds or data, over an electronic network, primarily the internet.

Netiquettes

Short for "network etiquette," these are the informal rules of behavior for respectful communication online. Examples include avoiding "SHOUTING" (all caps), respecting privacy, and using professional language.

e-Governance & Digital Locker

Digital Financial Tools

Modern tools used for electronic financial transactions.

Tool Description
OTP & QR Code One-Time Password for security; Quick Response code for fast payments.
UPI Unified Payments Interface for instant real-time bank transfers.
AEPS / USSD Aadhar Enabled Payment System and mobile banking without internet.
eWallet / PoS Digital wallets and Point of Sale terminals for merchant payments.
NEFT / RTGS / IMPS Electronic fund transfer systems with varying speeds and limits.

Exam Focus & Tips


Frequently Asked Questions

Q: What is a Digital Locker?
A: A secure cloud platform for storing and verifying government-issued documents digitally.

Q: What does UPI stand for?
A: Unified Payments Interface.